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Upstart Review: Great for Students but Right for You?

Upstart offers a unique opportunity for peer loans to students and recent college graduates that doesn’t depend on your credit score I still remember trying to get a loan as a recent college graduate. It was before the surge in peer to peer lending but I tried just about everywhere. The answer was the same, […]

5 Easy Ways to Protect your Credit

Protecting your credit from identity thieves is a must in today’s digital world A new case of identity theft happens every two seconds in America. Yep, by the time you read that sentence, someone had their identity stolen. That’s over 15 million people a year that will have their personal information used without their knowing […]

Ultimate Guide to Credit Reports: Facts You Didn’t Know about Your Credit

Your credit report may be more important than you think. Do you know how to protect it? Americans owe more than $15 trillion in household debt from credit cards to mortgages and student loans. That’s T-R-I-L-L-I-O-N and it all starts with one digital record, the credit report. With so much money based on credit reports, […]

Avoiding Debt Settlement Disaster to Get Back on Track

The debt settlement process and rebuilding your credit can be a tricky task unless you know the rules Shopping is fun! Ok, I said it and we all know how easy it is to get in over your head on credit card debt. I’m not going to sit here and judge or tell you why […]

Understanding Bad Credit and Fixing your Credit Score

Understanding the credit score factors in bad credit and fixing your credit score before a loan can get you a better rate and save money We’ve all been there, either bad credit or no credit at all. There is a saying in the banking world that loans are for people that don’t need them. That’s […]

10 Mistakes that Destroy Your Credit Score

Destroy your credit score and you’ll be locked out of the lowest rates in history. Here’s how to avoid ruining your credit. We’re quite a bit more relaxed about debt here at PeerFinance101 than most personal finance blogs. We see debt as a financial tool rather than a burden, helping you to get the education, […]