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Four Reasons You Were Denied Credit on a Loan

These four reasons explain why you were denied credit on a personal loan and what to do about it We looked through loans made on Prosper and Lending Club last week to sort out some of the biggest factors that affect your interest rate on a personal loan. The information led to some great ways […]

Find your Interest Rate by Credit Score: Get your Best Rate

Find your interest rate by credit score on peer loans and how to get better rates on the money you need I never thought much about credit and interest rates until I couldn’t get a loan. Getting a loan can feel like trying to get access to an exclusive club where a small group of […]

Do you Know how to Rank your Debt?

Knowing how to rank your debt can open up new opportunities and improve your credit score Debt is bad. Paying off your debt is good. That seems to be immutable rule in personal finances with blogs regularly publishing stories of how one couple pays down tens of thousands in just a few months. You don’t […]

Your Complete Debt Consolidation Process

The debt consolidation process can save you money on interest and help get your credit back on track Up to this point on the blog, I’ve talked about how to save on everything from vacations to homemade cleaning products. The Frugal Grandma wasn’t always so good with her money though, there was a point when […]

Four Ways to Get the Best Loan Rates

Use these four strategies to get the best loan rates and save thousands on your next loan One of the most common questions I get from readers is whether a percent or two really matters on their loan. They’ve usually been offered a loan rate and are not sure if they could find a better […]

5 Warning Signs of a Personal Loan Scams

Know the five warning signs of personal loan scams to avoid being a victim in this growing crime Identity theft and personal loan scams are increasing as more of our lives go online. There’s big money in the billion-dollar personal loan business and even bigger money in stealing people’s banking information. Apart from completely unplugging […]