Note: Post may contain affiliate links.

How to Invest Your Money Just Before Retirement

Investing before retirement is about revisiting your retirement goals and making sure your money is there when you need it. Those last few years before retirement should be some of the happiest of your working life. You’ve worked for decades on the promise of the financial freedom to spend more time doing what you enjoy […]

3 Tools to Teach Your Kids Practical Money Skills

Learning practical money skills starts with giving your kids the tools and showing them how to use them. Financial education is full of concepts and ideas that will help you be successful but most people just need some practical money skills to help them get out from under the paycheck-to-paycheck curse. These practical money lessons […]

Why Investing is a Noun instead of a Verb

What you invest in is less important than your investment plan and how you use it to reach your life goals. Investing is more personal than most people realize. It’s not about beating the market or even about picking stocks. The problem is that people think of ‘investing’ as a verb, something you do. The […]

3 Money Lessons My Parents Taught Me Growing Up

You don’t have to be perfect with your money to reach your money goals and financial freedom We’ve heard a lot of money lessons from the personal finance scholarship essays. Readers have shared some great money habits and ways to teach your kids financial responsibility. But with so much to teach about money and finances, […]

Turning the American Dream into Financial Independence

One reader shares how to turn hard work of our parents’ generation into financial independence and prosperity We talk about financial independence as a destination but often overlook the journey it takes to get there. The road to building long-term wealth and freedom isn’t an easy one and sometimes takes multiple generations. That’s why it’s […]

The Powerful Lesson My Parents Taught Me about Spending

One reader shares how learning good spending habits can make even the smallest incomes go farther I’ve been an investment analyst and financial planner for more than a decade. I’ve talked with people making less than $25,000 and others making more than $250,000 a year. One thing I’ve learned is that it’s not how much […]