Note: Post may contain affiliate links.

Is this the End of Bank Lending?

Bank Lending has only just started to rebound after the financial crisis and new regulation could put it back down for the count. Can alternative financing pick up the slack and support the economy as bank lending dries up? I recently derided the banks in a recent blog post on peer lending risks for not […]

Teaching Kids Money Matters and Personal Finance

Schools don’t teach personal finance so it’s all up to parents to teach their kids about money matters Even the most basic personal finance matters have all but been removed from school curriculum. Schools don’t know how to test personal finance so they don’t teach it. It makes teaching money matters so important in the […]

Turn Budgeting from Necessity into Smarter Spending Habits

Keep a budget long enough and you’ll build the spending habits that will make saving come naturally Budgeting is tough for a lot of people. They keep to their budget for all of a month or two and give up before they’ve developed the spending habits that make saving easier. Sometimes budgeting comes out of […]

Changing the World with Peer Lending and Flip Flops

How peer lending is changing the world for small business loans as banks drop the ball Today’s post is an interview with Matthew “Griff” Griffin, a former Army Ranger and veteran of Iraq and Afghanistan. If hero wasn’t enough, Griff is also a business owner of one of the coolest ideas I’ve heard about in […]

Avoiding the 3 Biggest Borrower Risks in P2P Lending

Understand the three most common borrower risks in p2p lending to get the most out of it. Lara Miller was on the verge of success after six years selling her original line of clothes through 17 retail outlets but her hope turned quickly to frustration in 2006. She had maxed out her credit cards and […]

Three P2P Investment Risks in Peer Lending to Avoid

P2P investing is bridging the gap between stocks and bonds but you’ll need to avoid the three biggest p2p investment risks Risk-free treasury bonds are paying nothing after inflation and even junk-rated corporate debt will net you only about 4% after taxes. Stocks have been doing well but won’t go up forever, the next recession […]