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How I Made $10,000 on P2P Investing, and How to Make More

An interview with Jeff Clements about p2p investing shows you the criteria to make stable and strong returns in p2p loans. I’ve been investing in p2p loans for years and am always surprised that more investors are not in the new asset class. In this article, I talk with a long-time p2p investor about his […]

7 Ways to Use Peer to Peer Personal Loans for Any Reason

Peer to peer personal loans can be used for any reason but here are a few of the most common Debt and peer to peer personal loans get a bad name around the financial blogging community but they are really just financial tools. Use them incorrectly and you can smash things up pretty bad. Use […]

Teaching Kids Money Matters and Personal Finance

Schools don’t teach personal finance so it’s all up to parents to teach their kids about money matters Even the most basic personal finance matters have all but been removed from school curriculum. Schools don’t know how to test personal finance so they don’t teach it. It makes teaching money matters so important in the […]

Turn Budgeting from Necessity into Smarter Spending Habits

Keep a budget long enough and you’ll build the spending habits that will make saving come naturally Budgeting is tough for a lot of people. They keep to their budget for all of a month or two and give up before they’ve developed the spending habits that make saving easier. Sometimes budgeting comes out of […]

Three P2P Investment Risks in Peer Lending to Avoid

P2P investing is bridging the gap between stocks and bonds but you’ll need to avoid the three biggest p2p investment risks Risk-free treasury bonds are paying nothing after inflation and even junk-rated corporate debt will net you only about 4% after taxes. Stocks have been doing well but won’t go up forever, the next recession […] Review: Peer Lending for Bad Credit Loans

This personal loans review will help decide if a peer lending or personal loan is right for you even on bad credit Bank lending has yet to rebound for personal loans and small business owners since the financial crisis. New regulations and fees have kept traditional lenders from increasing loans and has given rise to […]