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How Do Parents Teach about Money When They Weren’t Taught

Even parents that don’t teach their kids about money are teaching lessons without knowing it It’s difficult raising kids with good money habits. Kids need to be taught how to handle money, how to budget, save and invest. That’s not done in schools so it falls on parents to start the financial conversations. But most […]

How to Be Proactive with Your Personal Finances

One reader shares how she learned to be proactive with her personal finance needs We talk a lot about saving and stretching a paycheck on the blog but hard work and being proactive can make the need to penny-pinch a thing of the past. Today’s scholarship essay is by Ivetka O’Malley, a student at Maricopa […]

Necessity and the Mother of Personal Finance

One reader shares how a her single-mother taught her about bills, coupons and good credit habits Sometimes it’s the most difficult events in our lives that force us to learn the best personal finance lessons. More than four in ten marriages end in divorce, forcing families to find savings where they can and live on […]

How My Grandparents Taught Me about Money

Grandparents can take an active role teaching kids about money and personal finance The essay topic for our annual personal finance scholarship is ‘How my parents taught me about personal finance’ but that doesn’t mean we only learn about money from our parents. Through the essays, I’ve seen hundreds of stories about how kids are […]

How a Hard Lesson and the Power of Frugality Changed My Life

One reader shares how a hard lesson and his mother’s love taught him the power of being frugal Sometimes it’s the hardest lessons in life that teach us the most. There’s nothing like being poor to teach you the power of being frugal and how to make ends meet on less. Some people are able […]

How Saving Half My Paychecks is Paying for College

One reader shares how her parents taught her to save half her paycheck and how it became a life-long financial lesson Behind all the personal finance tips and tricks, all the articles about achieving your financial goals, is one concept… Saving. The idea of spending less than you make and putting some away is the […]