How to Invest Your Money Just Before Retirement

Investing before retirement is about revisiting your retirement goals and making sure your money is there when you need it. Those last few years before retirement should be some of the happiest of … [Read More...]

3 Tools to Teach Your Kids Practical Money Skills

Learning practical money skills starts with giving your kids the tools and showing them how to use them. Financial education is full of concepts and ideas that will help you be successful but most … [Read More...]

Why Investing is a Noun instead of a Verb

What you invest in is less important than your investment plan and how you use it to reach your life goals. Investing is more personal than most people realize. It’s not about beating the market or even about picking stocks. The problem is that people think of ‘investing’ as a verb, something you do. The […]

3 Money Lessons My Parents Taught Me Growing Up

You don’t have to be perfect with your money to reach your money goals and financial freedom We’ve heard a lot of money lessons from the personal finance scholarship essays. Readers have shared some great money habits and ways to teach your kids financial responsibility. But with so much to teach about money and finances, […]

Turning the American Dream into Financial Independence

One reader shares how to turn hard work of our parents’ generation into financial independence and prosperity We talk about financial independence as a destination but often overlook the journey it takes to get there. The road to building long-term wealth and freedom isn’t an easy one and sometimes takes multiple generations. That’s why it’s […]

Easy Budget Strategies to Fix 3 Financial Problems You Didn’t Know You Had

Keeping a budget isn’t just about controlling your spending but can also help you fix three of the worst financial problems Budget is the four-letter word of the personal finance world. We all know … [Read More...]

The Powerful Lesson My Parents Taught Me about Spending

One reader shares how learning good spending habits can make even the smallest incomes go farther I’ve been an investment analyst and financial planner for more than a decade. I’ve talked with people … [Read More...]

Previous Posts

5 Money Lessons My Mother Doesn’t Know She Taught Me

Your kids will learn about money and financial preparedness one way or the other Of the nearly 70 personal finance scholarship essays we’ve posted over the last two years, one theme has come up the most. Parents aren’t teaching their kids about money…but kids are learning anyway. Most parents don’t sit down to teach their […]

How to Shop around for the Best Rates on LendingTree

LendingTree review of our refinance and how to use the online loan marketplace to shop around for your next loan LendingTree is one of the oldest online loan marketplaces having launched in 2008 and has recently expanded the loans it offers. We refinanced our home in 2012 through a lender we found on LendingTree so […]

The Money Lessons that Made Me Grow Up

How one reader’s parents helped her grow up financially with important money lessons Teaching kids about money and how to be financially responsible doesn’t have to come as a sit-down family conversation. Sometimes the best ways to prepare your kids to be financial adults is with the little money tricks you teach them. These money […]

How Do Parents Teach about Money When They Weren’t Taught

Even parents that don’t teach their kids about money are teaching lessons without knowing it It’s difficult raising kids with good money habits. Kids need to be taught how to handle money, how to budget, save and invest. That’s not done in schools so it falls on parents to start the financial conversations. But most […]

Home Improvement Loans: How to Get the Best Bang for Your Buck

Learn how to turn a home improvement loan into a higher resell value and quality of life for your family Home prices and the economy are growing again and that makes home improvement worth it as every dollar you spend can turn into more than a dollar in value. I love home improvement projects, not […]

How to Be Proactive with Your Personal Finances

One reader shares how she learned to be proactive with her personal finance needs We talk a lot about saving and stretching a paycheck on the blog but hard work and being proactive can make the need to penny-pinch a thing of the past. Today’s scholarship essay is by Ivetka O’Malley, a student at Maricopa […]

Necessity and the Mother of Personal Finance

One reader shares how a her single-mother taught her about bills, coupons and good credit habits Sometimes it’s the most difficult events in our lives that force us to learn the best personal finance lessons. More than four in ten marriages end in divorce, forcing families to find savings where they can and live on […]