Note: Post may contain affiliate links.

Baby Boomers and Delayed Retirement: Time for a Reality Check

The Baby Boomer generation is facing a harsh reality of delayed retirement. Here’s how to get your retirement back on track. According to the US Bureau of the Census, 75,858,000 births were registered from 1946 through 1964. That means more than 10,000 baby boomers reach retirement age every day in the United States. Between now […]

Will the 4% Rule Bankrupt Your Retirement?

Advisors have long recommended the 4% rule of withdrawing retirement savings but does it still apply? How much should you spend in retirement to feel confident that your retirement savings will last? For ages, the question was answered with the 4% rule but does it still apply in an age of rock-bottom interest rates and […]

7 Retirement X-Factors for Your Nest Egg

Fidelity says to save 8-times your salary for retirement but these seven retirement X-Factors could change how much you need How much do you need to save for retirement? It’s the million-dollar question in retirement planning…sometimes with a million-dollar answer. Planning for something 20 or 30 years into the future isn’t an easy task. It […]

Stop Saving! Don’t save another penny until you’ve read this?

Stop sacrificing and saving money until you have a clear vision and all the motivation you need to reach financial goals. This post is a PeerStory from reader Doug Pearson out of New York. Doug wrote in after reading about my first money blunder and how my failure to set realistic financial goals caused me […]

Will you be Ready for Retirement (infographic)

Being ready for retirement means staying on track with your savings I love the Ready for Retirement infographic below from Money Crashers. The graphic shows how much you should have in your retirement accounts at certain ages to be on track for $800,000 in savings when you reach 65, assuming an 8% annual return. The […]

Realistic Retirement Planning: Getting Your Sandy Beaches NOW

Retirement planning doesn’t have to be something that costs you a Sunday afternoon. Take a few minutes to work through your retirement needs and build a plan that will get you there. Retirement planning is a mystery for a lot of people. Nearly half (39%) of households admit to not having a formal plan. While […]