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The Powerful Lesson My Parents Taught Me about Spending

One reader shares how learning good spending habits can make even the smallest incomes go farther I’ve been an investment analyst and financial planner for more than a decade. I’ve talked with people making less than $25,000 and others making more than $250,000 a year. One thing I’ve learned is that it’s not how much […]

5 Money Lessons My Mother Doesn’t Know She Taught Me

Your kids will learn about money and financial preparedness one way or the other Of the nearly 70 personal finance scholarship essays we’ve posted over the last two years, one theme has come up the most. Parents aren’t teaching their kids about money…but kids are learning anyway. Most parents don’t sit down to teach their […]

How to Be Proactive with Your Personal Finances

One reader shares how she learned to be proactive with her personal finance needs We talk a lot about saving and stretching a paycheck on the blog but hard work and being proactive can make the need to penny-pinch a thing of the past. Today’s scholarship essay is by Ivetka O’Malley, a student at Maricopa […]

How Tough Love Can Teach Your Kids to Save

Sometimes a little tough love can help your kids learn the money lessons and savings habits for a successful financial life Sometimes it takes a little more for parents to help their kids with money habits. A little tough love can go a long way in developing the savings habits that will help your kids […]

The Personal Finance Lessons Kids Learn When You’re Not Looking

Kids are imitation machines and will learn your personal finance habits by example. What are you teaching them? I’m always amazed at what our son will say and do after watching us. For better or worse, kids learn from their parents and that goes for personal finance habits. It’s a hard lesson for some but […]

36 Expert Ideas on Teaching Kids Money Saving Tips

36 of the best bloggers in personal finance share their ideas on teaching kids money saving tips They say children are the future. If that’s true, my wife and I may have a hard road ahead. Our son is still learning the concept of sharing and he’s developed a habit of throwing a handful of […]