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How to Ask A Family Member for a Loan

Asking family for a loan is not without risks but can save you in a financial pinch We all need money from time to time and it’s not always easy to come by if you don’t have perfect credit. Sometimes asking family or friends for a loan may be your only option. Even with all […]

Unusual Investments That Can Yield Fantastic Returns

Diversifying your investments is a type of strategy that will enable you to have many different types of investments in a single portfolio. Generally, diversifying will lower your risk when your returns on the different types of assets you have are not very well correlated with each other. The future is something that is always […]

Should I Invest in Peer-to-Peer Lending?

If you’re looking for an investment opportunity that can bring you a greater return than index funds and other low-risk ventures, peer-to-peer (P2P) lending is one such option that has been gaining popularity. Here’s what you need to know before giving it a try. How P2P Lending Works P2P lending is one of many alternative […]

Different Types of Investing for Different Personalities

People sometimes speak of bad investment strategies. But it is among all things possible that there may not be any such thing as a bad investment strategy. It may just come down to the wrong investment strategy for a certain kind of investor. We know for a fact that pretty much every kind of investment […]

Filing for Bankruptcy: Types and Alternatives

If you are in financial trouble due to large unpaid medical bills, significant debts that you can’t repay or you are faced with a foreclosure, then filing for bankruptcy might be the right step to make in order to start anew. You should, however, keep in mind that this is not a simple process or […]

Real Estate as an Investment for Retirement

The general consensus seems to be that by the time you reach retirement age, or 65, you should have about $800,000 in savings. The thing is, there are many households who don’t have any type of formal retirement plan at all. This means that they are not aware of what it takes and how much […]