Note: Post may contain affiliate links.

The Shocking Difference Between APR and Interest Rate

The difference between an interest rate and APR may end up costing you thousands What’s the first thing you look for when applying for a loan? The interest rate, right? The stated interest rate gets the most attention when we apply for a loan but it may surprise you that it’s not the true cost […]

5 Rules to Teach Your Kids about Money

Get Your Kids Started Right with these Five Rules of Money and Investing I’ll admit, the idea for this post was money rules to teach your kids but I realized while outlining that these are really the biggest things we ALL need to learn about money. Many of these lessons, I had to learn the […]

5 Reasons Not to Give Your Kids an Allowance

Don’t give your kids an allowance just because you received one. In fact, you might not want to give them one at all. I received an allowance as a kid. I can’t remember how much it was and can’t say that it created any great financial habits. I got an allowance mostly because my parents […]

Can I Afford a House? [Dave Ramsey Secret to Saving More]

Use these two secret methods to find how much house you can afford More than 40 million Americans are house poor, living with housing costs they can’t afford. How do you know how much house you can afford and how much is too much? In this video, I’ll show you two ways to figure out […]

Six-Step Simple Strategy to Avoid Bankruptcy

Filing bankruptcy is much worse that it seems. Follow these six steps to avoid bankruptcy at all costs. Filing for bankruptcy is pretty much a last resort when you absolutely cannot see any other way out of your financial problems and need a personal finance do-over. The problems caused by filing for Chapter 7 go […]

Things You Need To Consider Before Getting A Home Loan

Purchasing a house is one of the biggest financial decisions any person will ever make in their lifetime. And, a lot of people who are planning to do this opt for home loans. Unfortunately, getting a home loan isn’t as easy as most people think. Before you sign up for one, you have to be […]