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What You Don’t Know about Deferred Interest is Costing You Thousands

Deferred interest on a loan isn’t as great as it sounds and could end up costing you a lot of money With interest rates and home prices creeping higher, I’ve started to see the return of a deferred interest and other deferred programs in loans. It’s something that became very common before the housing bubble […]

Can You Trust P2P Loans with No Credit Check?

No credit check loans online may not be all they seem even when they come from peer-to-peer platforms. Your credit report is there to help you get a loan, to show lenders that they can take a chance lending you the money you need. So why is it that for so many people, a credit check […]

Is a 630 Credit Score Bad Credit? [and how to fix it]

Having a 630 credit score puts you on the edge of unlocking all the benefits of good credit Credit scores are a mystery to most people, but they affect your life in more ways than you might imagine. Having a bad credit score can keep you from more than just getting the money you need. […]

10 Types of Loans and Which is Best for You

The Best Types of Loans for Your Need and How to Get the Best Rate So much time is spent talking about how to pay down debt and why you should avoid debt altogether that it’s easy to forget there are many different types of debt. Use any one type of loan for the wrong […]

What is a Good APR [and 5 Steps to Get One]

Understanding the difference between APR and interest rate will help you get a good APR on any loan Ever wonder why there is so much technical jargon in lending? You’ve got an interest rate and an annual percentage rate (APR). Your payments are calculated with a formula that only an MIT grad could understand. It’s […]

5 Things You Can’t Do with Bad Credit

Before you miss that payment, check out this list of things you can’t do with bad credit and get out ahead of your credit problems Everyone takes their credit score for granted until they need a loan. The simple fact is there are things you just can’t do with bad credit. The debt-free crowd will […]