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Why Debt Free Living is Dangerous

The debt free lifestyle could be setting you up for pain Debt-free living is popular these days with books like Dave Ramsey’s Baby Steps and the allure of a stress-free bank account. I’m all for paying off your debt but there’s something in the debt-free lifestyle that could cause you just as much stress in […]

4 Steps to DIY Debt Reduction Services

Learn how to do your own debt reduction program to save thousands and avoid the risks in debt relief When you’re at your lowest and need help, that’s when the predators come. It’s so easy to get into debt, like soul-crushing debt. I’ve been there and the average American household owes more than $50,000 in […]

8-Point Credit Score Checklist to Boost Your FICO Fast

Use this FICO checklist for the best ways to increase your credit score within a few months As someone that destroyed their credit score, I can tell you that FICO means more to your life than you might know. After my credit score dropped into the 500s, I saw my insurance premiums jump and was […]

7 Warning Signs of a Personal Loan Scams

Know the seven warning signs of personal loan scams to avoid being a victim in this growing crime Identity theft and personal loan scams are increasing as more of our lives go online. There’s big money in the billion-dollar personal loan business and even bigger money in stealing people’s banking information. Apart from completely unplugging […]

MyFICO Review: Cracking the Credit Score Code

Get your credit score directly from myFICO and get the score lenders use for your loans Your credit score affects more than you imagine. From insurance premiums to getting a job, and you better know your score before applying for a loan. There are more credit monitoring and credit score services than you can count […]

How Do Credit Cards Work? [and Traps to Avoid]

Understanding how credit cards work and some of the most common debt traps will help you get the most of your plastic I’m usually a debt agnostic on the blog. Far from preaching the debt-free lifestyle, I believe debt is a tool and can be used to build something if used responsibly. But there is […]