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How to Apply for a Loan If You Have Bad Credit

Although it’s not unusual to be in debt, having an excessive amount of debt or missing repayments can lead to a reduced credit score. Unfortunately, this can make it difficult to secure further lending facilities, which may mean you’ll find it hard to get a loan from a bank or high street lender. However, there […]

What is a Loan Origination Fee? [And How to Not Pay It]

Loan origination fees are a holdover from yester-year but that doesn’t mean you have to pay them Loans are expensive but it turns out, they might be even more expensive than you think. That high interest rate isn’t all you’re paying for the money. Besides tens of thousands in interest you might pay over decades […]

Is the 2020 Online Bank Insurgency Here to Stay?

We may look back on 2020 as the year digital banking finally came into its own. But did the pandemic kickstart the online bank insurgency or validate it?  Online banks are currently dominating, and traditional banks feel threatened. Still, the trend towards “bank-free” banking stretches back over the last decade and beyond. The Slow Insurgency […]

List of Payday Loans in GA [Your Best Options and Lowest Rates]

Finding a payday loan store in Georgia may not be your best option to getting the money you need Payday loans cost Georgia families hundreds of millions each year in fees and the state law against it seems to be powerless. I’ll show you how to find a payday loan store but also want to […]

What are installment loans?

Installment loans are different from other consumer credit like payday loans and credit cards and can help you get back on track Payday loans have been getting a lot of attention lately with interest rates upwards of 500% a year. The topic brings up another type of loan called installment loans that might be a […]

Locked out by the Bank for a Loan, Here’s What I Did

Borrowers are running out of options for quick cash but the personal loans process from direct lenders is offering a solution The Federal Reserve reports in its survey of bank loan officers that more than 8% of banks tightened consumer loan standards late last year. This is making the direct personal loans process even more […]