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Loan Principal, Tricks Lenders Play and How to Pay Off Loans Fast

Understanding loan statements and concepts like loan principal can help you save thousands Loans are a necessary evil that every single person must deal with at one time or another in their life. There is the simple loan of taking out money to go on vacation, and then there is the more complex loans like […]

How a Portfolio Loan Can Help You Get a Mortgage on Bad Credit

A portfolio loan can be your opportunity to lower rates and other benefits for a mortgage The economy has boomed since the housing bubble burst but that hasn’t made it any easier to get a mortgage loan. The Mortgage Bankers Association reports that lenders reject one out of every two loan applications. One type of […]

How to Get No Credit Opportunity Loans with OppLoans

Opportunity loans from OppLoans can help you get back on your feet and avoid the payday loan debt trap I cover peer-to-peer lenders on the blog and have used p2p loans in the past. I’ve been burned by payday loans and recommend everyone avoid cash advance traps at all costs. There’s one type of personal […]

Cash Advance vs Personal Loans: Which is Best for Fast Cash?

Cash advances and personal loans through p2p lending are entirely different. Understand the benefits and risks in each when you need fast cash. Show of hands, who has been caught in the cash advance trap before? Yep, this guy right here. I get a lot of questions about payday loans and cash advances, especially versus […]

CashNetUSA Review: When You Absolutely Need the Money

CashNetUSA online payday loans may be your last, best choice for bad credit loans Here’s the situation: You need to come up with a couple hundred dollars quickly to pay some bills, but payday is still a week away and it can’t wait until then. What do you do? If you don’t have a rich […]

What is a Loan Origination Fee? [And How to Not Pay It]

Loan origination fees are a holdover from yester-year but that doesn’t mean you have to pay them Loans are expensive but it turns out, they might be even more expensive than you think. That high interest rate isn’t all you’re paying for the money. Besides tens of thousands in interest you might pay over decades […]