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Deciding Between Payday and Personal Loans

Getting a personal loan these days is difficult without checking your credit score, at least from conventional lenders. Lending rules have tightened up since the financial collapse, making it difficult to get big loans without pristine credit. But luckily there are still options for people with bad credit. Here are options to consider when you need a lot […]

Why I Refinance Personal Loans Instead of Paying Them Off

Refinancing a personal loan can lower your payments and save money if you know how to compare your options All you ever hear about on personal finance blogs is debt payoff but is there another way to manage your debt? Is there a way to lower your monthly payments, save on interest AND not fall […]

How to Use Peer-to-Peer Loans for Weight Loss Surgery

Peer loans can be your best option to pay for weight loss surgery with low rates and fast funding My wife and I used to love watching The Biggest Loser on TV. Watching the contestants transform themselves to become everything they had always wanted was not only good entertainment but gave us a sense of […]

How to Start a Thriving Business When Burdened with Debt

With wages barely moving since the recession, most people are walking around with some sort of debt. The truth is that most people who are aspiring to start a business are burdened with debt from credit cards, short-term loans as well as student loans. All this can stand in the way of getting the business […]

Saving Thousands with Subsidized and Unsubsidized Loans

The difference between subsidized student loans and unsubsidized loans could save you thousands of dollars From retirement saving to healthcare and other programs, the only way to get free money in this world is to understand the government programs that hand it out. And few programs are as good a deal as the direct loan […]

Avoiding the 3 Biggest Borrower Risks in P2P Lending

Understand the three most common borrower risks in p2p lending to get the most out of it. Lara Miller was on the verge of success after six years selling her original line of clothes through 17 retail outlets but her hope turned quickly to frustration in 2006. She had maxed out her credit cards and […]