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The Powerful Lesson My Parents Taught Me about Spending

One reader shares how learning good spending habits can make even the smallest incomes go farther I’ve been an investment analyst and financial planner for more than a decade. I’ve talked with people making less than $25,000 and others making more than $250,000 a year. One thing I’ve learned is that it’s not how much […]

5 Money Lessons My Mother Doesn’t Know She Taught Me

Your kids will learn about money and financial preparedness one way or the other Of the nearly 70 personal finance scholarship essays we’ve posted over the last two years, one theme has come up the most. Parents aren’t teaching their kids about money…but kids are learning anyway. Most parents don’t sit down to teach their […]

The Money Lessons that Made Me Grow Up

How one reader’s parents helped her grow up financially with important money lessons Teaching kids about money and how to be financially responsible doesn’t have to come as a sit-down family conversation. Sometimes the best ways to prepare your kids to be financial adults is with the little money tricks you teach them. These money […]

How Do Parents Teach about Money When They Weren’t Taught

Even parents that don’t teach their kids about money are teaching lessons without knowing it It’s difficult raising kids with good money habits. Kids need to be taught how to handle money, how to budget, save and invest. That’s not done in schools so it falls on parents to start the financial conversations. But most […]

How to Be Proactive with Your Personal Finances

One reader shares how she learned to be proactive with her personal finance needs We talk a lot about saving and stretching a paycheck on the blog but hard work and being proactive can make the need to penny-pinch a thing of the past. Today’s scholarship essay is by Ivetka O’Malley, a student at Maricopa […]

Necessity and the Mother of Personal Finance

One reader shares how a her single-mother taught her about bills, coupons and good credit habits Sometimes it’s the most difficult events in our lives that force us to learn the best personal finance lessons. More than four in ten marriages end in divorce, forcing families to find savings where they can and live on […]