10 Effective Ways to Save More Money Without Working More

Most of us would love to save more money in order to improve our overall financial situation. Starting a side hustle is common advice when it comes to making more and the ability to save more. While … [Read More...]

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How to Budget When You Don’t Make Enough Money

Making ends meet when you just don’t make enough is frustrating and painful but you can beat it with these tips The Census tracks household income and reports half of American households make less … [Read More...]

How to Fix a 580 Credit Score Fast

A 580 credit score isn’t the end of the world but you will need to increase it to get the best rates Credit scores are a lot like your health, you don’t even think about it until something goes wrong. Whatever you did to get a 580 credit score, it’s probably now keeping you from […]

SoFi Loans and $100 Cash Back Personal Loan Program

SoFi personal loans offer exceptionally low rates and employment protection if you qualify SoFi loans is one of the most popular online loan sites around for a reason, low rates and some unique features you won’t find elsewhere. Of course, that’s if you qualify. SoFi (formerly Social Finance) isn’t just an online loan site for […]

How Applying for a Loan Can Ruin Your Credit Score

The difference between a hard inquiry and a soft pull on your credit report can mean a huge change in your interest rate Credit scores are like spouses…you don’t miss them until they’re gone! In all of personal finance, there may be no other topic more important and more misunderstood than your credit score. Having […]

How Your 640 Credit Score is Holding You Back

How long does it take to repair a 640 credit score and what kind of interest rates can you expect? We’ve been talking a lot about specific credit scores lately, how many people have a certain FICO … [Read More...]

Your Complete Debt Consolidation Process

The debt consolidation process can save you money on interest and help get your credit back on track Up to this point on the blog, I’ve talked about how to save on everything from vacations to … [Read More...]

Previous Posts

Credit Score Guide: How to Get the Financial Respect You Deserve

From getting the money you need to landing a job, your credit score is more important than you may know What’s one of the biggest differences between the rich and poor in America, something that almost defines wealth and opportunity? It’s access to credit. It’s that ability to get the money you need, when you […]

9 Ways to Make Ends Meet You Haven’t Tried

Making ends meet may mean trying some crazy ideas to put your finances back on track “Show me an income and I’ll show you how to live above it.” That was what one of my high school teachers use to say. He wasn’t wrong. From the most meager incomes all the way up to the […]

What You Don’t Know about Deferred Interest is Costing You Thousands

Deferred interest on a loan isn’t as great as it sounds and could end up costing you a lot of money With interest rates and home prices creeping higher, I’ve started to see the return of a deferred interest and other deferred programs in loans. It’s something that became very common before the housing bubble […]

Can You Trust P2P Loans with No Credit Check?

No credit check loans online may not be all they seem even when they come from peer-to-peer platforms. Your credit report is there to help you get a loan, to show lenders that they can take a chance lending you the money you need. So why is it that for so many people, a credit check […]

How a Portfolio Loan Can Help You Get a Mortgage on Bad Credit

A portfolio loan can be your opportunity to lower rates and other benefits for a mortgage The economy has boomed since the housing bubble burst but that hasn’t made it any easier to get a mortgage loan. The Mortgage Bankers Association reports that lenders reject one out of every two loan applications. One type of […]

Is a 630 Credit Score Bad Credit? [and how to fix it]

Having a 630 credit score puts you on the edge of unlocking all the benefits of good credit Credit scores are a mystery to most people, but they affect your life in more ways than you might imagine. Having a bad credit score can keep you from more than just getting the money you need. […]

10 Types of Loans and Which is Best for You

The Best Types of Loans for Your Need and How to Get the Best Rate So much time is spent talking about how to pay down debt and why you should avoid debt altogether that it’s easy to forget there are many different types of debt. Use any one type of loan for the wrong […]