How a Portfolio Loan Can Help You Get a Mortgage on Bad Credit

A portfolio loan can be your opportunity to lower rates and other benefits for a mortgage The economy has boomed since the housing bubble burst but that hasn’t made it any easier to get a mortgage … [Read More...]

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Is a 630 Credit Score Bad Credit? [and how to fix it]

Having a 630 credit score puts you on the edge of unlocking all the benefits of good credit Credit scores are a mystery to most people, but they affect your life in more ways than you might … [Read More...]

10 Types of Loans and Which is Best for You

The Best Types of Loans for Your Need and How to Get the Best Rate So much time is spent talking about how to pay down debt and why you should avoid debt altogether that it’s easy to forget there are many different types of debt. Use any one type of loan for the wrong […]

Loan Principal, Tricks Lenders Play and How to Pay Off Loans Fast

Understanding loan statements and concepts like loan principal can help you save thousands Have you ever gotten a loan statement and thought it looked like a foreign language? What do all the numbers and accounting jargon mean? Understanding your mortgage statements along with concepts like loan principal and interest charge can help you save thousands […]

What is a Good APR [and 5 Steps to Get One]

Understanding the difference between APR and interest rate will help you get a good APR on any loan Ever wonder why there is so much technical jargon in lending? You’ve got an interest rate and an annual percentage rate (APR). Your payments are calculated with a formula that only an MIT grad could understand. It’s […]

5 Things You Can’t Do with Bad Credit

Before you miss that payment, check out this list of things you can’t do with bad credit and get out ahead of your credit problems Everyone takes their credit score for granted until they need a … [Read More...]

4 Keys to Saving Money and Moving to Your Dream Destination

Many people have that one destination they return to again and again, as there is something about it that makes them feel calm, relaxed, and happy. Are you considering a move to Canada? Calgary is … [Read More...]

Previous Posts

Best Credit Monitoring Services to Stop Identity Theft

There’s no one best credit monitoring service but there are a few that offer some great features to stop identity theft A new case of identity theft happens every two seconds in the United States! That’s more than 40,000 people every day that get their credit hacked. We’re living in the Wild West of digital […]

What Can You Do With a 620 Credit Score?

A 620 credit score will lock you out of a lot of opportunities but there are still doors open if you know where to look Questions about credit scores are the most common I get from readers and the 620 credit score seems to be the one where most people get stuck. It’s not quite […]

12 Best Books about Debt Relief and Credit Repair

A short list of Amazon’s best books about debt relief, credit repair and increasing your credit score I destroyed my credit in my early 20s and it was only by reading books about debt relief and credit repair that I was able to claw my way back to financial freedom. I ended up adding 140 […]

Why 2020 Will Be the Best Time to Buy a Car

Understand when to buy a car and how to negotiate to save thousands on your next purchase Car and truck dealers are about to enter full-blown crisis mode in 2020. Prices on used cars are plunging and dealerships will soon be scrambling to keep up sales quotas. Their pain is going to be your gain […]

How to Get an Amazing Credit Reference

A good credit reference can help you get the money you need even with bad credit People with good credit seem to have everything laid out for them, from easy access to money to low rates on loans. The other 90% of us with less than excellent credit don’t get the same privilege. In fact, […]

Best Auto Loan Lenders

Imagine if you had enough discretionary income to purchase a vehicle whenever you wanted. With the advent of auto loans our pipe dreams can become reality allowing us to purchase vehicles which fall within our monthly budget. Auto loans allow you to purchase a car and make payments over time with dedicated lenders offering structured […]

Finding the Best Company for a Student Loan

So, you’ve made the grade for college and the world is your oyster; all those hours of study have paid off in the end. However, for many students and parents the journey begins with choosing a student loan and sourcing the best company for this. This can be a stressful, complicated process – How do […]