How to Get Peer-to-Peer Online Loans with Bad Credit

Peer to peer loans are a new type of online loans to get you money you need even on bad credit I was working as a labor economist for the State of Iowa during the Great Recession. I saw first-hand … [Read More...]

Join the Let’s Talk Money Community!

3 Steps to Baby Step #3 [Dave Ramsey Emergency Fund]

Baby step #3 of Dave Ramsey's Financial Peace University might just save you from falling back into the debt trap The idea of saving for a rainy day is nothing new. What I learned from Dave Ramsey … [Read More...]

Saving Tips for Teenagers: How to Teach Your Teen Child to Save

These Saving Tips for Teenagers Will Save Them Time Preparing for the Future There goes the saying that children learn what they live. Well, this holds true especially in the financial aspect. The kids learn by observing their parents on how they dispense with money. When they are in their teen years, one of the […]

How my Parents Taught me the Importance of Saving

Parents can teach their kids the importance of saving through simple financial tasks like managing a savings account The importance of saving is something too often lost on Americans and rarely taught in school. Personal finance classes are non-existent and have led to the fact that more than half the country faces financial risk of […]

Five Easy Money Hacks that Nobody Thinks of – that will Work Today

Use these five easy money hacks to trick your bank account into saving more money fast Everyone wants more money and less debt, right? But sometimes it seems everything is lining up against you trying to manage your money. Whether it’s emergency expenses or just plain temptation, your bank account just doesn’t seem to budge […]

Why Debt Free Living is Dangerous

Debt free living could be setting you up for pain Debt free living is popular these days with books like Dave Ramsey's Baby Steps and the allure of a stress-free bank account. I'm all for paying … [Read More...]

Guide To Setting Financial Goals In Marriage

Carefully Planned Financial Goals in Marriage is Key to a Happy Union The most exciting part in life is getting engaged and be married eventually with your significant other. While there will be a … [Read More...]

Previous Posts

Proof that the Rich Can Go to Heaven

A closer look at the bible refutes the popular myth and proof that the rich can go to heaven A few of the people in my bible study class recently got into an argument about whether the rich can get into heaven. It’s a tough argument to get into, I know what I believe, interpreting […]

The Psychology of Buyer’s Remorse and How to Beat It

Understand the psychology behind buyer’s remorse and these five steps to overcome it The year was 2003 and I had just bought a $110,000 home. I had bought several rental properties before, always putting in the time to find a fair value for the investment and negotiating a good price. This time was different. The […]

Does Online Trading Make Money?

How Online Trading Make Money with the Right Knowledge and Expertise Perhaps, you might be wondering if it is possible to make a living by trading stocks. The scenario of resigning from your regular job and supporting yourself by online trading seems fascinating. To others, this idea is impossible but there is really money in […]

7 Passive Income Ideas [Updated for $10K a Month]

The only way to stop working FOR your money is to start making your money work for YOU with these seven passive income streams. Learn how to create monthly cash flow with no work and no money.

9 Money Questions Every Marriage Needs

Money questions for couples should be addressed early in marriage. Have the money conversation with your spouse before it becomes a problem and become closer together I originally wrote this as a checklist of money questions for newlyweds but so many couples have never had a direct conversation about money that I think anyone can […]

Why Is Diversification a Recommended Investing Strategy?

Why Diversification is Important in Investing Do you remember the time when you played hide and seek with your friends as kids? The scheme was that everyone has to hide in various spots within the neighborhood so that even if one or two players got out, the others will still have the chance to win […]

Stocks vs Bonds and How Much to Invest in Each

Stocks vs Bonds: Which One to Invest? We’re about to look at one of the most important questions in investing and the answer isn’t what most investors think. In this video, I’ll show you the differences between stocks and bonds, how to invest and why in each. Then I’ll reveal how much to invest in […]