What is a Loan Origination Fee? [And How to Not Pay It]

Loan origination fees are a holdover from yester-year but that doesn’t mean you have to pay them Loans are expensive but it turns out, they might be even more expensive than you think. That high … [Read More...]

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5 Inevitable Stock Market Predictions to Invest in Now

Preparing for these stock market predictions will keep you from being the victim of change The easiest way to invest is to find those unavoidable futures, those realities being driven by universal … [Read More...]

How to Compare Stocks and Buy ONLY the BEST

Learn how to compare stocks to buy and stop losing money in the market! Hey Bow Tie Nation, Joseph Hogue here with Let’s Talk Money and welcome back to our special three-video series on how to invest from understanding how goals are the most important part of investing to creating a portfolio and this video, […]

Why You Must Consolidate Debt this Year

Consolidation loans and all other loans are about to get more expensive and you might not be able to qualify When I destroyed my credit and fell deep into debt in 2008, I thought the only way out would be bankruptcy. I owed tens of thousands on credit cards and home mortgages from rental properties. […]

Is it Possible to Get Bad Credit Home Loans?

Follow this simple process for bad credit home loans at rates you can afford First let’s start by saying I hate the term ‘bad credit’ and bad credit home loans are no different than regular home loans. The banks have separated ‘good credit’ and ‘bad credit’ by saying everyone below a certain credit score, usually […]

11 FICO Credit Score Myths that Will Change Your Financial Life

These FICO credit score myths can keep you from getting the money you need, a good job or even a roof over your head Your FICO credit score is one of the most important parts of your financial … [Read More...]

10 Most Important Questions about Debt and Credit

Getting the facts about the most important questions on debt will help you avoid the biggest traps Debt is a destroyer of lives. Not only because it keeps you working to pay someone else but … [Read More...]

Previous Posts

Is the 2020 Online Bank Insurgency Here to Stay?

We may look back on 2020 as the year digital banking finally came into its own. But did the pandemic kickstart the online bank insurgency or validate it?  Online banks are currently dominating, and traditional banks feel threatened. Still, the trend towards “bank-free” banking stretches back over the last decade and beyond. The Slow Insurgency […]

How to Pay for an Engagement Ring with No Money

Understand how much you should pay for an engagement ring and how to buy a ring when you might not have the money There are few milestones in life that everyone remembers, those flashes of our lives that we remember forever. That first exchange of an engagement ring is one of those times. No matter […]

How to Invest in Stocks and Bonds to Beat YOUR Goals

Step-by-step to investing in stocks to reach your financial goals Hey Bow Tie Nation, Joseph Hogue here with the Let’s Talk Money channel and welcome back to our special series on how to invest. We started with creating those financial goals in our post and today I’m going to show you how to invest in […]

Ultimate Financial Dictionary of Loan Terms

Use this financial dictionary of loan terms to make sure you get the best deal on your loan and use debt responsibly Our financial dictionary of loan terms includes over 50 terms and counting. I surveyed loan officers, lenders and other financial bloggers to put together the most comprehensive list of financial terms around lending. […]

How to Invest Money the RIGHT way

Start Your Retirement Investing the Right Way with Your Goals! Nation, it has been a crazy year for investors. We suffered through the fastest crash in history, more than 40 million people lost their jobs. We then saw the fastest stock market rebound in history, up 44% in less than three months but the tragic […]

How to Control Debt when You Don’t Make Enough Money

Take control of debt by with these tips on prioritizing payments, building an emergency fund and avoiding the biggest traps Consumer debt is out of control in America. The Federal Reserve reports that households owe nearly $4.0 trillion, that’s $500 billion more than just before the housing bubble burst when debt burdens pushed the country […]

Forex And Stocks: How To Choose The Best Broker

Investing in stocks is one of the most profitable investment opportunities that you can place your hard-earned money in. However, this doesn’t mean that the profits will start coming in right away. Like any other investment form, you need to learn how to play the game. In this case, trading.  If you aren’t that well […]