5 Steps to Fixing Credit Report Errors and Lower Rates

Fixing credit report errors can be the easiest way to lower rates and better loans Each additional percentage point of interest adds approximately $47,000 to a $200,000 home loan when paid over 30 … [Read More...]

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The Solution to Bad Credit Car Loans and Scams

Don’t fall for bad credit car loans or buy here, pay here scams. Learn how to use a peer loan to buy a car. Eight years after bad credit home loans almost destroyed the financial system in American … [Read More...]

How a 600 Credit Score will Ruin Your Life and How to Change It

A 600 credit score isn’t going to lock you out of the money you need but it will affect your life in ways you don’t realize If you’re checking your credit score, it’s probably because you’re thinking about applying for a loan or wondering why your credit card rates are so high. But that FICO […]

Surprising Facts about Bad Credit that Put You in Control

These surprising facts about credit will help you be a smarter consumer of debt and increase your FICO score Despite what Dunkin Donuts would like you to believe, America runs on credit rather than deep-fried donuts. Americans hold $9.1 trillion in debt they used to buy a home and $1.4 trillion to pay for education. […]

Should You Marry Someone Bad with Money?

Four crucial questions to ask before marrying someone bad with money If marriage is about love, then divorce is all about money. Nearly half of all marriages end in divorce. You’d think that it’s something people would learn from but more than two-thirds (67%) of second marriages also end in divorce. And one of the […]

Capital One 360 Savings Review [Special $25 Cash Bonus]

Get higher rates on your money and a $25 bonus with Capital One 360 Savings I've got to admit, for someone that works fully in the digital economy, it took me a long time to switch to online … [Read More...]

How to Buy an Income Annuity [Ageup Review]

Buying an Income Annuity is Easy and Can Lock-in Retirement Income How can you use an annuity to close the retirement income gap but at a price you can afford? In this video, I’ll walk you through … [Read More...]

Previous Posts

How Much is Social Security? [The Retirement Savings Crisis Explained]

How much in monthly Social Security income will you receive? There is a retirement crisis in American and millions are realizing, they can’t pay the bills on social security. In this video, we’ll look at the average social security check and how to calculate your monthly benefit. I’ll then show you how to guarantee an […]

The Ultimate List of Peer to Peer Lending Sites for 2020

Know the features on each p2p lending site to get the best rates for your peer to peer loan Are you locked out of bank loans because of bad credit? Are the only loans you can get at interest rates so high you can’t afford the payments? Yep, I was there about ten years ago […]

Bad Credit Loans Review: Shopping Around for the Best Rate

When you need money now but have bad credit, BadCreditLoans can help you find a loan We all know that you should get your credit score as high as possible before you apply for a loan. Sometimes that’s easier said than done. Life doesn’t wait for your credit score and you don’t always have time […]

Personalloans.com Review: Peer Lending for Bad Credit Loans

This personal loans review will help decide if a peer lending or personal loan is right for you even on bad credit Bank lending has yet to rebound for personal loans and small business owners since the financial crisis. New regulations and fees have kept traditional lenders from increasing loans and has given rise to […]

What is a 529 College Savings Plan [and How it can Solve the Student Loan Crisis]

What is a 529 college savings plan and how can it solve the student loan crisis? What are the pros and cons of this rarely used and misunderstood investing tool? In this video, I’ll show you why most people can benefit from a 529 plan, even those without children. I’ll reveal the benefits of these […]

The Shocking Difference Between APR and Interest Rate

The difference between an interest rate and APR may end up costing you thousands What’s the first thing you look for when applying for a loan? The interest rate, right? The stated interest rate gets the most attention when we apply for a loan but it may surprise you that it’s not the true cost […]

5 Rules to Teach Your Kids about Money

Get Your Kids Started Right with these Five Rules of Money and Investing I’ll admit, the idea for this post was money rules to teach your kids but I realized while outlining that these are really the biggest things we ALL need to learn about money. Many of these lessons, I had to learn the […]